Not knowing how much home they can afford to buy before they make an offer. Get pre-approved by a lender so you will know how much you can afford.
Not understanding whom the real estate agent represents. Most people think that the agent they are working with is working for them. But unless the agent is working as your buyer-broker, they represent the seller.
Not realizing that the wrong mortgage can cost thousands of dollars in needless interest and taxes.
Not discovering hidden defects before they buy a home. Get a professional home inspection.
Not knowing how much their credit history can affect their ability to buy a home. Your mortgage professional can help you prepare your credit file in advance.
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